Clear Financial Solutions - Online Debt Reduction Programs.

Online Debt Reduction Programs

Grey: $280,000 - 30 year home loan.

Red: Debt Reduction Program for the same home loan, without refinancing.

Savings: $201,684 after tax income. Additional 12 years and 10 months without debt. Guaranteed!

REDUCE STANDARD HOME LOAN COSTS BY 25%, NO REFINANCING, GUARANTEED!

EVERYTHING YOU NEED, NOT PROVIDED BY YOUR LENDER.

How does it work?
Using a strategy of relative repayments, we balance annual salary increases across your financial and personal needs, maintaining current lifestyle and providing a significant financial gain. There are several options to suit your needs. New members decide on a plan that best suits them, and their program goes live through the members area of this website.

What do you get?

Proven strategy with 100% performance based guarantee.
Your individual program, live online through our members area.
SMS and email alerts for all program updates and requirements.
Full instructions and systems for success, including... measurement, contingency management, variability stabilisers, budgeting and expense segmentation.
Market news specific to your program, detailing any contingencies or opportunities.
Flexibility, to refine strategy with changing personal circumstances.
Ability to build additional lending into the program, maintaining control over all debts at all times.
A designated program manager, to service your requirements.
Ongoing support from an organisation, whose sole focus is your debt reduction.
Financial protection, from the safest and most stable form of financial return available in todays market.
Simple to implement, with no refinancing required.

Example of a Debt Reduction Program

Young family with moderate household income.
$283,455 owing on standard bank loan @ 8.25% variable rate (example average rate*).
Using offset account with average account balance of $3000.
Currently making $50 early repayments per fortnight, and cannot afford any more from their current income.
No credit cards or other consumer debts.

Current Outcomes

Based on additional fortnightly repayments with offset, we forecast a performance of 24 years and 2 months, with a total finance cost of $663,716.
The customer banking systems have them exposed to lender policies that will limit progress in the event of a rate increase or decrease.

Clear Financial Outcomes

Adding our program to the customers current loan would result in a forecasted loan term of 15 years and 8 months, with a new total finance cost of $529,857.
Total savings $127,691 after tax income, and an additional 8 years and 6 months debt free, with no refinancing required.
Our systems will eliminate the policy limitation, in the event of a rate increase or decrease.
Customer would receive all ongoing benefits and guarantees as details above.

To find out what our programs can do for you, simply click here for your free report.

* Please note in this example we use an average interest rate of 8.25%. (This is a more relative rate over the life of the loan, based from the average RBA cash rate of 6.52% over the past 18 years). If you have other debts, using credit cards or paying minimum loan repayments, the advantages for your personal situation would be much greater that this example.

Summary
Effective debt reduction is the most reliable process to gain financially, in the market today. Our programs not only offer significant, reliable returns, they also reduce risk and provide financial stability in peoples lives.

All programs are custom built to maximise your debt reduction potential, and protect you with a 100%, performance based guarantee. Our programs have never been seen before in the market and include the fundamental elements for successful debt reduction. These include�

Financial control We provide the structures, tools and support required, to help you manage expenditure within income constraints.

Strategy Program strategies are designed specific to your needs, remain flexible to changing markets and personal circumstances, and can be refined at any time through your live, interactive program.

Measurability Your program provides you with measurement capability for the agreed strategy. You can check your progress, build and measure contingency funds, and provides you with valuable information to base future financial decisions.

Clear Financial Solutions formally represents your financial interests to the industry, with the sole focus of capitilising on the opportunity, effective debt reduction provides. Banks generate profits for shareholders. The difference is worlds apart.

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